Marg ERP vs JewelKhata

Marg ERP is a well-known Indian business ERP covering billing, inventory, GST and accounting, used across many trades including jewellery. It is generally desktop-first and suited to businesses with an accountant or operator. JewelKhata is a phone app for a single jewellery shop: an offline, encrypted khata with orders, girvi and stock.

FeatureJewelKhataMarg ERP
Main purposePrivate jewellery khata + girvi registerBusiness ERP, billing and accounting
PlatformAndroid + iOS phone appGenerally desktop-first, with companion apps
Learning curve✓MinutesTypically needs training / an operator
Works offlineYes — no internet ever neededYes (desktop)
Account / server✓None — data only on your phoneLocal or server installation, licence based
AES-encrypted data + Decoy PIN✓YesNo Decoy PIN
Girvi (gold loan) register✓Yes — interest till today, total dueNot a typical core module (check with vendor)
GST returns, e-invoicing, accountingNo✓Yes — core strength
Multi-user / multi-branchNo — single shop✓Yes
PDF invoice + WhatsApp shareYes, from the phoneAvailable
Trial7-day free trial via Google Play / App StoreTypically demo / trial via vendor

When Marg ERP is the better choice

Marg ERP is generally the better choice if you need proper accounting and GST: GST invoices and returns support, e-invoicing, detailed stock, multiple users and reports your CA can work with. It suits larger shops, wholesalers and businesses with a computer at the counter and someone to operate it.

When JewelKhata is the better choice

JewelKhata is the better choice if you want a simple jewellery record book on your phone that anyone at the counter can learn in minutes — in English, Hindi or Punjabi. Customer khata, orders with advance and payment ledger, girvi with monthly interest calculated till today, inventory with photos and hallmark, parcel tracking and PDF invoice on WhatsApp. Everything stays on the phone, encrypted, with no account and no server.

Bottom line

Who should choose which: choose Marg ERP if you need full accounting, GST returns, e-invoicing and multiple users on computers. Choose JewelKhata if you are a single-shop jeweller who wants a private, phone-based khata for udhar, orders, girvi with automatic interest, stock and supplier parcels, with no cloud and no account. Many shops keep their CA's accounting software for tax work and use JewelKhata as the everyday private register at the counter.

How to start using JewelKhata next to Marg

  1. Export or print your list of active customers and outstanding balances from Marg.
  2. Install JewelKhata, set your PIN, and (optionally) set a Decoy PIN.
  3. Add active customers with opening balances and any pending orders with advance received.
  4. Record open girvi items with their original date and monthly interest %.
  5. Keep Marg for GST and accounts; use JewelKhata for the private day-to-day register, and take regular password-encrypted backups.