Best Jewellery Software in India 2026: 5 Apps Compared
By JewelKhata Team • 1 May 2026 • 9 min read
Choosing software for a jewellery shop is harder than choosing software for, say, a kirana store. You need ring sizes, weight in grams to two decimals, purity tracking, hallmark numbers, partial payments across cash + UPI, and pawned-item ledgers — none of which generic billing apps handle well. Below is an honest ranking of the five apps most Indian jewellers actually consider in 2026, with real strengths, real weaknesses, and a "best for" verdict on each.
This article is written by the JewelKhata team. We obviously have a horse in this race — but we have made the comparison as fair as possible. Each section includes a "when this app is the better choice" note, even when the answer is "not us".
What should you actually look for?
Before the rankings, here is the short checklist most shop owners ignore until they have already paid for the wrong software. If an app does not handle the items below as first-class inputs (rather than freeform notes), it will frustrate you within the first month.
- Weight in grams to two decimal places, with gross / net split for stoned pieces
- Purity as a structured field (22K, 18K, 14K, 24K, custom) — not as a note
- Hallmark / HUID as a field, not a comment
- Making charges as a per-gram OR percentage value, configurable per order
- Advance and payment ledger per order (so the balance due is always clear at delivery)
- Partial payment ledger with method per payment (cash, UPI, card, cheque)
- Girvi (pawned items / gold loans) as a separate register with interest calculation — not mixed with regular orders
- PDF invoice with the breakdown spelled out, plus WhatsApp share
- GST invoice fields (HSN code, GSTIN, IGST/CGST split) if you are GST-registered
- Offline operation — internet failures during a sale should not block you
Now to the apps themselves, ordered by how well they handle that checklist for a single-shop jeweller in India.
1. JewelKhata — best for a single shop where privacy matters
Built specifically for Indian jewellery shops. It is an offline, AES-encrypted Android + iOS app: customer khata, orders with advance and payment ledger, a girvi (gold loan) register with automatic interest, inventory with photos, and parcel tracking from suppliers. The defining differentiator is the Decoy PIN — a second PIN that opens a separate vault, useful in situations where you are pressured to unlock the app. No other app on this list offers it.
| Field | Detail |
|---|---|
| Free trial | 7 days via Google Play / App Store subscription (cancel before it ends and you are not charged) |
| Offline | Yes — 100% (no cloud, no account, no server) |
| Encryption | AES-256, SQLCipher, PBKDF2 100k iterations |
| Jewellery fields | First-class: weight, purity, hallmark, making charges, photos |
| Girvi tracking | Dedicated register: item, weight, purity, amount, date, monthly interest %, interest till today, total due |
| GST | No GST return filing — use your CA's software for that |
| Multi-branch / staff logins | No (single shop, single phone) |
| Backup | Password-encrypted backup file you keep (e.g. on Drive or WhatsApp) |
| Languages | English, Hindi, Punjabi |
Strengths: jewellery-first workflow, real encryption, honest privacy model, dedicated girvi register with automatic interest, one-tap WhatsApp invoice share. Weaknesses: single shop only (no multi-branch or staff logins), no GST return filing, and no cloud recovery — if you lose your phone you need your own backup file.
2. Khatabook — best free option, but generic
A free generic udhar (credit) ledger — hugely popular across tier-2 and tier-3 cities. If all you need is to track who owes you how much, Khatabook is perfectly good. Where it falls apart for jewellers: there is no concept of weight, purity, or hallmark. You end up stuffing all of that into the notes field, which makes search and reports useless.
| Field | Detail |
|---|---|
| Cost | Free core app, with optional paid features |
| Offline | No (requires sign-in) |
| Encryption | Cloud-encrypted, not end-to-end |
| Jewellery fields | None — notes only |
| Girvi tracking | No |
| GST invoices | Basic |
| Multi-branch | Limited |
| Languages | English, Hindi, Marathi, Tamil, others |
Strengths: free, simple, well-known, multi-language. Weaknesses: not built for jewellery, requires login, no offline-only mode, data lives on Khatabook servers.
3. Vyapar — best for broad billing + GST + multi-device
A strong general billing app — wider than Khatabook, less specialised than JewelKhata. Offline-first with optional cloud sync, full GST suite, barcode scanning, multi-device, and templates for various retail categories including jewellery. Templates exist but require manual setup; they do not match a purpose-built jewellery app.
| Field | Detail |
|---|---|
| Cost | Free version plus paid plans |
| Offline | Yes (with optional cloud sync) |
| Encryption | Local SQLite, not encrypted by default |
| Jewellery fields | Possible via custom template |
| Girvi tracking | Not built-in |
| GST invoices | Full suite with reports |
| Multi-branch | Yes (Premium) |
| Languages | English + 10 Indian languages |
Strengths: GST report generation is the most complete on this list, barcode support, multi-device sync, large user base means YouTube tutorials for everything. Weaknesses: encryption is not a headline feature, jewellery setup is manual, no built-in girvi register.
4. Marg ERP — best for multi-branch wholesale jewellery groups
Heavy desktop ERP popular with mid-size and large jewellery groups. Comprehensive — handles wholesale, GST, multi-location, accounting integration. Has actual jewellery-specific modules out of the box. Long onboarding curve. Not really designed for a mobile-first counter — most counter staff resist it.
| Field | Detail |
|---|---|
| Cost | Licence-based; generally a bigger investment than mobile apps |
| Offline | Yes (desktop-first) |
| Encryption | Database-level, configurable |
| Jewellery fields | Full dedicated modules |
| Girvi tracking | Yes |
| GST invoices | Full suite + e-invoicing |
| Multi-branch | Yes — its strongest feature |
| Mobile experience | Limited (companion app exists) |
Strengths: actual ERP-level depth, wholesale support, multi-location, accountant-friendly. Weaknesses: bigger investment, slow learning curve, mobile-second design, overkill for a single shop.
5. Tally Prime — best for bookkeeping, not shop operations
Tally is accounting software, not jewellery software. If your CA already lives in Tally, it is what they will want. Use it for books, GST returns, and audit trail — not for the actual counter workflow. Pair it with one of the four above for the real shop operations.
| Field | Detail |
|---|---|
| Cost | Licence-based, per edition |
| Offline | Yes |
| Encryption | Vault password optional |
| Jewellery fields | None — you build them as ledgers |
| Girvi tracking | Via custom ledger setup |
| GST invoices | Industry standard |
| Multi-branch | Yes (with TallyPrime Server) |
| Mobile experience | Companion only |
Which one should you choose?
Match the app to your situation, not the other way around. The decision matrix below shortcuts the choice for the most common shop profiles.
| Your situation | Best pick | Why |
|---|---|---|
| Single shop, want privacy + jewellery fields | JewelKhata | Built for exactly this case |
| Single shop, only need udhar tracking | Khatabook | Free, simple, well-known |
| Mixed shop (jewellery + other), need GST | Vyapar | Broadest GST + multi-device |
| 3+ branches, wholesale, in-house CA | Marg ERP | Real ERP depth |
| Want only accounting + audit trail | Tally Prime | Industry standard for CAs |
Common questions
Is paid software actually worth it over Khatabook?
For a jewellery shop, often yes — because Khatabook does not understand jewellery or girvi. A jewellery-specific app pays for itself the first time you avoid a customer dispute over weight, purity or girvi interest, because the data is there in a structured form rather than a freeform note. JewelKhata has a 7-day free trial, so you can check this with your own entries before paying anything.
Can I switch from Khatabook to JewelKhata mid-year?
Yes. Export your Khatabook ledger to CSV, install JewelKhata, and re-enter your active customers — adding the purity and weight fields as you go. We have a step-by-step migration guide at /compare/khatabook-vs-jewelkhata. Plan about 30 minutes for a shop with 30–50 active customers.
Do I need internet to use jewellery software?
No, if you choose carefully. JewelKhata is 100% offline by design — no account and no server. Vyapar is offline-first with optional cloud. Khatabook and most others require sign-in. In jewellery — where customers expect quick service even when the network is down — offline matters more than most people realise.
What about GST e-invoicing?
If your turnover crosses the e-invoicing threshold (currently ₹5 crore for B2B), you need an app that handles IRN generation. Today, Tally and Marg do this best. Vyapar handles it. JewelKhata is not a GST filing tool — it is a private shop ledger, so keep your CA's software for GST.
Final note
No single app is best for everyone. Pick the one whose default workflow matches yours — switching software mid-year is much more painful than picking carefully up front. If you are a single-shop jeweller in India and you have read this far, JewelKhata is built for you — try it with the 7-day free trial and cancel before it ends if it is not for you. If your shop does not fit that description, one of the four above probably does, and we would rather you pick the right tool than the JewelKhata one.